Home Buying Readiness Score
73/100
You're on track!
You have a solid foundation and are in a good position to move forward. A few areas can help you get even closer to your goal.
JD
Hi John,
You're on your way to owning your first home.
Here's your personalised insights based on the information you provided. You're closer than you think - let's keep the momentum going.
Completed on 8 Nov 2026 - You can update your details anytime.Same dream.
A brighter
New Zealand.
Your goal progress
87%
You're approximately 87% of the way to your target deposit.
- Current deposit
- $74,000
- Target deposit
- $85,000
- Estimated gap
- $11,000
At your current savings rate of ~$1,200/month, you could reach this target in around 10-11 months.
Your indicative buying range
$600,000 - $750,000
Based on your income, deposit and current market conditions.
- Preferred location
- Auckland
- Property type
- House
- Bedrooms
- 3+
- Bathrooms
- 2+
- Timeframe
- 6 - 12 months
Your score breakdown
Here's how you're tracking across the key areas.
Deposit readiness87%
Income / affordability70%
Debt position64%
Property expectations68%
Location affordability58%
Finance preparedness80%